![]() ![]() ![]() It's not uncommon for no-annual-fee cards to come with minimal perks or no sign-up bonus. But considering there are few benefits that come with the card aside from it's admittedly average earning rates, it's just not that compelling of a card that I'd waste a 5/24 slot on it at this point. A mobile-first credit card, it's automatically added to your Apple Wallet upon approval, though there is a minimalist metal card for your physical wallet.įor a card with no annual fee, it's not the worst rewards structure out there, especially if you are using Apple Pay for the majority of your spending. It earns 3% cash back on Apple purchases (including tech products, app store purchases and other Apple premium services such as Apple TV+) and a handful of specific merchants, 2% cash back on all Apple Pay purchases and 1% on everything else. I've not been shy about my general disappointment with the Apple Card. Want more credit card news and advice from TPG? Sign up for our daily newsletter. (Photo by Jaap Arriens/ NurPhoto / Getty Images)īut while I am a loyal Apple customer, there is one product that I just haven't been able to get behind yet - the Apple Card. ![]()
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